Terms and Conditions

Last Updated: July 17, 2026

These Terms and Conditions govern your use of the website and communication services provided by Varun Madabhushi Life Insurance Agent.

By using our website or opting into our communications, you agree to these Terms and our Privacy Policy.

1. Program Description

Varun Madabhushi Life Insurance Agent may send SMS and email messages to individuals who voluntarily opt in.

Messages may include:

Insurance information

Appointment confirmations

Appointment reminders

Follow-up communications

Promotional updates (when consent has been provided)

Message frequency may vary.

2. Consent

By providing your phone number and opting in, you authorize Varun Madabhushi Life Insurance Agent to send SMS messages to your mobile number.

Consent is not required to purchase insurance products or services.

3. Opt-Out

You may unsubscribe at any time by replying:

STOP

After receiving your request, we will send one confirmation message.

You will no longer receive SMS communications unless you opt in again.

4. Rejoining

If you previously opted out, you may opt back in by submitting a new request through one of our website forms or another approved enrollment method.

5. Help

For assistance, reply:

HELP

or contact us directly:

Phone: (650) 561-2030

Email: [email protected]

6. Message Frequency

Message frequency varies based on your interactions with our business.

Standard message and data rates may apply according to your mobile carrier.

7. Carrier Disclaimer

Wireless carriers are not responsible for delayed or undelivered messages.

8. Privacy

Your use of our messaging services is governed by our Privacy Policy.

Please review our Privacy Policy available on this website.

9. Changes to These Terms

We may modify these Terms and Conditions from time to time.

Changes become effective when posted on this website.

10. Contact Information

Varun Madabhushi Life Insurance Agent

Location: Sunnyvale, California

Phone: (650) 561-2030

Email: [email protected]