Varun Madabhushi Life Insurance Agent ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or use our services, including SMS communications, email communications, appointment scheduling, and website analytics.
By using our website or opting into our communications, you agree to this Privacy Policy and our Terms and Conditions.
2. Information We Collect
Contact Information
We may collect your:
Name
Email address
Phone number
Mailing address
when you submit a form, request a quote, schedule a consultation, or otherwise contact us.
Communications Data
If you opt in, we maintain records of your consent, SMS preferences, email subscriptions, and opt-out requests.
Usage Information
We may collect information such as:
IP address
Browser type
Device information
Pages visited
Website interactions
through cookies and analytics tools.
Appointment Information
If you request a consultation or insurance review, we may collect information related to your appointment or insurance inquiry.
3. How We Use Your Information
We use your information to:
Respond to inquiries
Provide insurance information and services
Schedule consultations
Send appointment confirmations and reminders
Send SMS and email communications you have consented to receive
Improve website performance
Maintain consent and compliance records
Protect against fraud and unauthorized activity
4. Cookies and Tracking Technologies
We use cookies and similar technologies to improve your browsing experience and understand website usage.
You may disable cookies through your browser settings; however, some website features may not function properly.
5. Information Sharing
We do not sell your personal information.
We do not share mobile phone numbers, SMS consent, or SMS opt-in information with third parties or affiliates for marketing or promotional purposes.
Information may only be shared in the following situations:
Service Providers
We may share information with trusted vendors that assist with:
Website hosting
CRM services
Appointment scheduling
Email delivery
SMS delivery
Analytics
These providers may only use your information to perform services on our behalf.
Legal Requirements
We may disclose information if required by law or to protect our legal rights or the safety of others.
Business Transfers
If our business is sold, merged, or transferred, customer information may be transferred as part of that transaction.
Third-Party Sharing Statement
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Information sharing with subcontractors performing support services (such as customer service or messaging providers) is permitted.
Text messaging opt-in data and consent will never be shared with any third parties.
6. Your Choices
SMS Opt-Out
Reply STOP to any text message to unsubscribe.
Email Opt-Out
Click the unsubscribe link included in marketing emails.
Access or Correction
You may contact us to request access to, correction of, or deletion of your personal information where permitted by law.
7. Data Security
We use commercially reasonable administrative, technical, and physical safeguards to protect your personal information.
However, no internet transmission or electronic storage method is completely secure.
8. Children's Privacy
Our website and services are not intended for children under the age of 13.
We do not knowingly collect personal information from children.
9. Policy Updates
We may revise this Privacy Policy periodically.
Updates will be posted on this page with a revised "Last Updated" date.